Starter Home with Potential in Dordrecht De Staart

This affordable starter home with potential is located on Waalstraat in the Noorderkwartier district of Dordrecht, specifically in the De Staart area. The property is well suited for those starting on the housing market or for a small household looking for a home with possibilities. De Staart is a quiet and green residential neighborhood in Dordrecht, characterized by its spacious layout of streets and a pleasant living environment. The location offers a balance between tranquility and convenience. In the immediate vicinity, residents have access to various supermarket chains, shops, and other daily amenities. The charming historic center of Dordrecht is also located a short distance away, offering a wide range of cultural and dining options. The district is favorably situated in relation to the exit roads towards Breda and Rotterdam, making it convenient for commuters. Furthermore, the surroundings provide schools, sports facilities, and recreational opportunities. Nature and walking areas along the water are also nearby, adding to the attractiveness of the neighborhood for those who wish to live quietly with amenities close by.

The property itself is an upper apartment, constructed in 1920, situated on the first and second floors plus an attic. It has a living area of 68 square meters. The energy performance of the home is rated with label C, which is supported by roof insulation, double glazing, and wall insulation. The external space consists of a balcony measuring 5 square meters. Additionally, there is an attached wooden shed for storage.

The layout of the house is practical and efficiently distributed across the floors. The entrance is located on the ground floor. Here, one finds the hall with the meter cupboard and the staircase that leads to the upper floors. The first floor accommodates the living areas. Upon reaching the first floor, there is an overloop (landing) which features a practical built-in closet for storage. There is also a separate toilet room with a fountain. The living room, with a total area of approximately 22 square meters, is situated at the rear of the property. This room provides access to the balcony through an exterior door. The balcony, measuring 5 square meters, is located on the north side. This orientation is advantageous in the summer months as it keeps the space pleasantly cool. At both ends of the balcony, there is storage space available, which is useful for keeping outdoor items or cushions. The kitchen is accessible via a hall. It has a total area of about 10 square meters and is equipped with a refrigerator, a dishwasher, an oven, and a gas hob. While the kitchen is currently functional, the description notes that it offers a good opportunity to modernize it according to personal taste.

The second floor contains the sleeping quarters and sanitary facilities. The landing on this floor provides access to three bedrooms. The dimensions of these rooms vary, offering flexibility in usage. The first bedroom measures approximately 10 square meters. The second bedroom has an area of about 9 square meters. The third bedroom is smaller, at approximately 5 square meters. From this third bedroom, there is a staircase leading to the attic floor. The compact bathroom on this floor is equipped with a shower, a washbasin, and a second toilet. This arrangement ensures that the sanitary facilities are conveniently located on the same floor as the bedrooms.

The attic floor, also known as the zolder, has an area of approximately 9 square meters. This space is ideal for use as a storage area but is also suitable for conversion to other purposes, depending on the needs and creativity of the new owner. It is important to note a specific detail regarding the state of the property. The house is delivered without a heating installation. This implies that the new owner will need to arrange for the installation of a heating system. The property features double glazing and laminate flooring throughout. There is an external storage shed belonging to the house.

The purchase of this property is subject to specific conditions, most notably the KoopGarant scheme. The asking price is set at 157,250 euros, costs to the buyer. This price represents a discount from the appraisal value of 185,000 euros. The KoopGarant scheme is designed to make homeownership more accessible. The buyer receives a discount from the housing corporation, which significantly reduces the monthly housing costs. In exchange, the corporation shares in the value development of the property. When the owner decides to sell, the corporation has a buy-back guarantee, meaning it will purchase the property back within three months. Any profit or loss upon resale is shared in a ratio of 15 percent for the corporation and 85 percent for the buyer. The market value at the time of both purchase and sale is determined by an independent appraiser. The purchase and sale prices are fixed and cannot be negotiated.

To qualify for this property, certain financial and legal conditions must be met. The mortgage must be secured with National Mortgage Guarantee. There is a self-occupation obligation, meaning the property cannot be rented out, neither fully nor partially, and cannot be used for student housing. The property is sold on a leasehold basis, which has been perpetually paid off, meaning no periodic ground rent is due.

There is an active Owners Association for the property. The monthly contribution is approximately 226.08 euros, excluding heating costs. The VvE is registered with the Chamber of Commerce, holds annual meetings, has a periodic contribution system, a reserve fund, a maintenance plan, and building insurance.

The allocation process for this property involves a registration deadline. Interested parties can register until Monday, March 23, 2026, at 09:00 AM. Registration is mandatory and must be done via the Contact button or the QR code in the brochure. Without registration via the official link, one does not participate in the selection process. A priority regulation applies to candidates who currently rent a social housing property from the selling corporation and have a fitting income. Among these priority candidates, preference is given to the tenant with the longest-running current rental contract. A strict condition for these priority candidates is that their current rental home must be terminated immediately after the financing contingency expires.

If there are no priority candidates, or after priority candidates have been considered, the property will be allocated by lottery. Viewings are scheduled primarily for interested parties with priority. Only individuals aged 18 or older can register. The person registering must be the ultimate buyer and occupant. For joint purchases, such as by a couple, a single registration must be submitted including both buyers. The gross incomes of all buyers count towards the income limit for the priority scheme. Multiple registrations from the same household will lead to disqualification. It is essential that registered candidates are reachable via their contact details. If the selling agent cannot reach the candidate within two days, the right to purchase may pass to the next candidate.

Upon proceeding to purchase, the buyer must demonstrate financial feasibility, for instance by providing advice from a recognized and expert financial institution or advisor. The handover of the property will take place within six weeks of the purchase agreement. The floor plans and dimensions mentioned in the listing are indicative.