Charming Maisonnette Apartment with Balcony in Naarden

This charming maisonette apartment is situated at Binnenhof 28 in the Ministerpark area of Naarden. The property offers a comfortable and bright living environment, making it particularly suitable for starters or individuals looking for their first home. The apartment features one bedroom and a cozy living room with an open kitchen, creating a practical and open layout that maximizes the available space.

One of the notable features of this property is the abundance of natural light flowing through the large windows. This generous light intake gives the residence a spacious and pleasant atmosphere throughout the day. The current finish is straightforward and simple, which means the property would benefit from some care and attention to bring it up to a neat standard according to personal taste. This condition actually presents an excellent opportunity for buyers who wish to create their own personalized living space without having to undo someone else's recent renovations.

The location of Binnenhof in Naarden is both quiet and centrally positioned within an attractive residential environment. The property is located within a short distance of the pleasant shopping center of Naarden, where residents can find daily groceries, various shops, and dining establishments. This convenience makes everyday living effortless and enjoyable.

For those who commute, the NS station Naarden-Bussum is easily accessible and lies approximately a few minutes by bicycle. The station provides excellent connections to major cities including Amsterdam, Utrecht, and Amersfoort. This makes the location particularly appealing for people who work in these urban centers but prefer to live in a quieter residential area.

The surrounding area is characterized by an abundance of green spaces, walking paths, and cycling routes. The overall atmosphere in the neighborhood is pleasant and welcoming. In summary, this location offers an ideal combination of tranquility, good accessibility, and amenities within easy reach.

Regarding the layout of the property, the entrance is located on the lower floor. Here you will find the hall with staircase leading to the upper living area, a storage room, the bathroom, and the bedroom with access to the balcony. The lower floor has laminate flooring and wallpapered walls. The bathroom is simple but functional, equipped with a shower, washbasin, and toilet. The bedroom provides direct access to the west-facing balcony, which is a pleasant spot to enjoy the afternoon and evening sun.

The upper floor houses the living room with the open kitchen. This floor also features laminate flooring and wallpapered walls. The kitchen is described as simple, which again offers the opportunity for the new owner to renovate according to their own preferences and requirements.

The building dates back to 1979 and is classified as existing construction. The property type is a maisonette, which means it spans two floors within the apartment building. The roof type is flat, which is common for apartment buildings of this era. The total living area measures 61 square meters, with an additional 5 square meters of building-bound outdoor space in the form of the balcony. There is also an external storage unit of 5 square meters, which is a practical addition for storing bicycles, garden furniture, or other items. The total volume of the apartment is 216 cubic meters.

In terms of energy efficiency, the property has an energy label C. The windows feature double glazing, which contributes to better insulation compared to single glazing. Heating and hot water are provided by a gas-fired combi boiler from the brand Intergas. This boiler is owned by the current owner, which means it will transfer to the new buyer as part of the property. The property also has mechanical ventilation, which helps maintain good air quality throughout the apartment.

An important aspect of this property is the financial arrangement under which it is being sold. The property is offered under the Koop Goedkoop regulation. Under this scheme, the land is not purchased but is instead issued as leasehold (erfpacht) at a substantial discount. This arrangement makes the property more affordable compared to purchasing the freehold.

The discount structure works as follows: in the first year, the discount on the ground rent is 100 percent, meaning the ground rent is free during this period. In the second year, the discount is 90 percent, resulting in a monthly payment of 10.94 euros. In the third year, the discount decreases to 80 percent, with a monthly payment of 21.88 euros. This pattern continues with the discount decreasing by 10 percentage points each year until the full ground rent amount is reached.

The full ground rent amount that applies after eleven years is 109.38 euros per month. This amount is based on a land value of 35,000 euros and an interest rate of 5.45 percent. It is worth noting that the paid ground rent is tax deductible, which provides some financial relief for the homeowner.

When the property is sold in the future, the discount arrangement resets and the new buyer starts again with a 100 percent discount in their first year. This feature makes the property attractive not only for the initial purchase but also for future resale.

The asking price for this property is 245,000 euros, which is stated as a starting bid price. This means the seller will seriously consider offers above the mentioned price. Prospective buyers should take this into account when formulating their offer strategy.

The property is part of a homeowners association (VvE) with a monthly contribution of 182 euros. The VvE is properly registered with the Chamber of Commerce and holds annual meetings. A periodic contribution is collected, and there is a reserve fund in place. The association also has a maintenance plan and building insurance, indicating that the building is well managed and maintained collectively.

Parking in the area is a combination of paid parking and public parking. Residents should factor in potential parking costs if they own a vehicle. The property is situated both on a busy road and in a residential area, which means there may be some traffic noise to consider.

The apartment is offered partially furnished, which could be convenient for buyers who do not yet have all necessary furniture. Fiber optic cable is available in the property, ensuring fast and reliable internet connectivity for those who work from home or enjoy streaming services.

The transfer of this property must be handled by one of three designated project notaries: Davina and Partners Notarissen in Hilversum, Notariaat Wijdemeren in Loosdrecht, or Van Hengstum and Stolp Netwerk Notarissen in Hilversum. Buyers should be aware of this restriction when planning the purchase process.

In conclusion, this maisonnette in Naarden offers an accessible entry into the housing market through the Koop Goedkoop scheme. The property requires some renovation work but provides a solid foundation with good natural light, a practical layout over two floors, and a pleasant balcony. The location combines the peace of a residential neighborhood with excellent accessibility to urban centers and daily amenities. The well-organized homeowners association and the tax-deductible ground rent further contribute to the appeal of this property for first-time buyers or individuals seeking an affordable home in a desirable location.